Appraisal Options, Inc.

The FHA keeps a roster of approved appraisers for each state - Appraisal Options, Inc. is on the roster of approved appraisers for FL. If you have an FHA-loan, be sure to get with Appraisal Options, Inc., as we are approved and qualified to perform FHA appraisal reports. Part of the ongoing training our staff at Appraisal Options, Inc. undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is insured by them. The lender takes care of all the finances; the FHA simply secures the loan with mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are built to aid low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lower income or less starting capital to use as a down-payment on a loan are assisted the most from FHA loan programs.